We understand that buying a home is probably the most important - and expensive - purchase you'll ever make. Horizon have designed hassle free home loans at a low interest rate to make this venture even easier.
Home Sweet Home LoanGet started with a two year introductory discounted rate.****
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3.99% pa
4.57% pa |
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SPECIAL Value Plus Home LoanA special owner occupied home loan with the flexibility to repay and redraw.***
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4.19% pa
4.36% pa |
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Platinum LoanAn owner occupied loan for loans over $150,000 and features a Platinum Loan bundle that includes a discounted rate, fee-free transaction banking and more!**
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4.59% pa
4.74% pa |
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KickStart First Home Buyer LoanA fully-featured owner occupied home loan at a great rate that is designed especially for first home buyers.
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4.44% pa
4.60% pa |
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Family Equity LoanThe Family Equity Loan allows family members to use the available equity in their home or investment property to provide additional security to help cover any borrowing shortfalls between the deposit and loan amount.#
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Apply Online Key Fact SheetAsk Horizon | |
Mortgage Breaker 100% Offset loanThe Mortgage Breaker allows you to have a savings account of which 100% of the balance is offset against your owner occupied home loan saving you money because of the reduced amount of interest charged.
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4.69% pa
4.91% pa |
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Classic Home LoanAn owner occupied home loan that offers real flexibility so you can manage your mortgage as you choose.
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5.09% pa
5.10% pa |
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Basic Home LoanA straight forward owner occupied home loan that's flexible to your needs.
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4.69% pa
4.82% pa |
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Fixed Rate Home LoanProvides you with the peace of mind that comes from knowing that your rates and payments remain the same for a fixed period of time for your owner occupied loan.
Find out more |
4.09% pa1
4.70% pa2 |
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Handyloan Secured Line of CreditDraw on a larger amount of money secured by a line of credit to purchase or build an owner occupied house.
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5.09% pa |
Apply OnlineAsk Horizon |
Home Loan Comparison TableCompare our home loans to find the right home loan to suit you. |
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| Additional Information |
* Comparison rates are calculated on a loan amount of $150,000 over a term of 25 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
** Terms and conditions, fees & charges apply and are available on application. The Platinum Loan has an annual fee; this is published in the Loan Fees & Charges brochure. Approval conditions apply. The loan is secured & the rate is variable. Discounted insurance for the first year of the loan on general insurance - motor vehicle, home and contents. Normal every day transactions are fee free. See the Miscellaneous Fees & Charges brochure for occasions where the fees are not absorbed. Fee-free Visa Debit and Credit Card relates to the annual or monthly credit union fee. A Product Disclosure Statement (PDS) is available for all non-loan products from any office of Horizon Credit Union. You should consider the PDS in deciding whether to hold or buy the products. Third parties may charge for use of some facilities.
*** This loan product applies to new loans only. Please see Loan Fees & Charges brochure for details.
**** The rate is discounted for 24 months by 0.7%p.a. based on the Basic Home Loan. At the end of the 24 month period, the rate will revert to the Basic Home Loan rate at the time. Additional fees and charges will apply.
# Family members who can provide their property as security include parents, grandparents, siblings, sons and daughters. The Family Equity Loan is not available for existing loans, refinances or investment property purchases. A Registered First Mortgage over purchased property and family member's property is required.
1 Fixed rate reverts to our Basic Home Loan variable rate after fixed term period.
2 This comparison rate is based on a $150,000 loan over a term of 25 years. WARNING This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. All loans are secured. Fixed interest rate home loans are fixed for the term specified in the Offer and Loan Contract after which the interest rate will revert to the Basic Home Loan variable interest rate applicable at the time. The standard variable rate is published at each Credit Union branch. Terms and Conditions, fees and charges apply and are available on request.
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